[DVBC] Town Talk Newspaper

[Chaga, Debra]

Is he riding his bike too?


________________________________

	From: dvbc-list-bounces at list.dvbc.org
[mailto:dvbc-list-bounces at list.dvbc.org] On Behalf Of Dan Dillon
	Sent: Wednesday, May 09, 2007 1:29 PM
	To: dvbc-list at dvbc.org
	Subject: Re: [DVBC] Town Talk Newspaper
	
	
	Enough lawyer talk,check out Town Talk for great photo of
handsome Ira Joseph ...............eating a candy bar : )?
	
	
	----- Original Message ----
	From: Joe Sayer <jsayer3 at yahoo.com>
	To: dvbc-list at dvbc.org
	Sent: Wednesday, May 9, 2007 8:45:03 AM
	Subject: Re: [DVBC] Club rides
	
	
	Seems like common sense to me.  But, I think anything listed on
the site (ad-hoc or not) could be construed as a club ride, and
therefore bringing that ride leader into/under the club's insurance
"protection".
	 
	Maybe we should take some club money and buy all ride leaders a
shirt that says: 
	"I'm not liable for your dumb *ss!"
	If you're not a member, you can't get the shirt for the rides
you lead.  If you're ride isn't listed, you shouldn't wear the shirt.
That should make it pretty clear.  Yeah, I'm kidding...a bit. :)
	 
	That said, when I was rowing/sculling competitively, they always
had us signing waivers for this or that.  But everybody knew it didn't
matter.  If some half-wit was to hurt/kill (yeah people have died) him
or herself, it really came down to the character/integrity of the
injured person, or the deceased's family.  If they're gonna sue, they're
gonna sue...and usually win against the club, but not down to the coach
(ride leader).
	 
	That's my two cents.

	domzdvbc at att.net wrote:

		Here's the text from my original message.  Where does it
say that ride waivers release the club from liability but not ride
leaders?
		 
		"Non-members leading club rides?  Generally not a good
idea.
		 
		The DVBC is insured under a program sponsored by the
League of American Bicyclsts and issued by American Specialty Insurance.
The policy protects active members of the DVBC and provides for minimal
medical insurance benefits for a rider, member or non-member, who is
injured during a club ride.  A non-member leading a club ride would not
be protected under the club's policy.  He/she runs the risk of bearing
responsibility for medical costs and legal fees if someone is injured on
a ride.  The club could also face exposure to a lawsuit by the injured
cyclist to recover medical costs and have to pay out-of-pocket to defend
itself because they could not file an insurance claim for a non-member.
		Just another of many reasons to formally join a bike
club.  Dom"
		 
		The phrase "He/she runs the risk of bearing
responsibility" above refers to a non-member - maybe that's what started
the whole issue.
		 
		Our insurance policy DOES provide protection for club
members who lead club rides.  That's why we spend hundreds of dollars
each year to purchase it.  The policy DOES NOT provide protection for
non-club members who want to lead club rides (the topic of the original
message that started this thread).
		 
		Regarding the listing of ad hoc rides, the Board
discussed the matter at Monday night's meeting.  During the discussion I
suggested one option, that club members could "harvest" friends' email
addresses from the list-serve and use their personal email service to
invite them, off-list, to a ride.  
		 
		The Board should come to a conclusion at the June
meeting.  Please, any feedback from club members would be appreciated.
Thanks.
		 
		Dom
		 
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