[DVBC] Town Talk Newspaper

[Doug Bower]

Eating a candy bar???  Doesn't he know it will rot his teeth?
 
-----Original Message-----
From: dvbc-list-bounces at list.dvbc.org
[mailto:dvbc-list-bounces at list.dvbc.org] On Behalf Of Dan Dillon
Sent: Wednesday, May 09, 2007 1:29 PM
To: dvbc-list at dvbc.org
Subject: Re: [DVBC] Town Talk Newspaper
 
Enough lawyer talk,check out Town Talk for great photo of handsome Ira
Joseph ...............eating a candy bar : )?
----- Original Message ----
From: Joe Sayer <jsayer3 at yahoo.com>
To: dvbc-list at dvbc.org
Sent: Wednesday, May 9, 2007 8:45:03 AM
Subject: Re: [DVBC] Club rides
Seems like common sense to me.  But, I think anything listed on the site
(ad-hoc or not) could be construed as a club ride, and therefore
bringing that ride leader into/under the club's insurance "protection".
 
Maybe we should take some club money and buy all ride leaders a shirt
that says: 
"I'm not liable for your dumb *ss!"
If you're not a member, you can't get the shirt for the rides you lead.
If you're ride isn't listed, you shouldn't wear the shirt.  That should
make it pretty clear.  Yeah, I'm kidding...a bit. :)
 
That said, when I was rowing/sculling competitively, they always had us
signing waivers for this or that.  But everybody knew it didn't matter.
If some half-wit was to hurt/kill (yeah people have died) him or
herself, it really came down to the character/integrity of the injured
person, or the deceased's family.  If they're gonna sue, they're gonna
sue...and usually win against the club, but not down to the coach (ride
leader).
 
That's my two cents.

domzdvbc at att.net wrote:
Here's the text from my original message.  Where does it say that ride
waivers release the club from liability but not ride leaders?
 
"Non-members leading club rides?  Generally not a good idea.
 
The DVBC is insured under a program sponsored by the League of American
Bicyclsts and issued by American Specialty Insurance.  The policy
protects active members of the DVBC and provides for minimal medical
insurance benefits for a rider, member or non-member, who is injured
during a club ride.  A non-member leading a club ride would not be
protected under the club's policy.  He/she runs the risk of bearing
responsibility for medical costs and legal fees if someone is injured on
a ride.  The club could also face exposure to a lawsuit by the injured
cyclist to recover medical costs and have to pay out-of-pocket to defend
itself because they could not file an insurance claim for a non-member.
Just another of many reasons to formally join a bike club.  Dom"
 
The phrase "He/she runs the risk of bearing responsibility" above refers
to a non-member - maybe that's what started the whole issue.
 
Our insurance policy DOES provide protection for club members who lead
club rides.  That's why we spend hundreds of dollars each year to
purchase it.  The policy DOES NOT provide protection for non-club
members who want to lead club rides (the topic of the original message
that started this thread).
 
Regarding the listing of ad hoc rides, the Board discussed the matter at
Monday night's meeting.  During the discussion I suggested one option,
that club members could "harvest" friends' email addresses from the
list-serve and use their personal email service to invite them,
off-list, to a ride.  
 
The Board should come to a conclusion at the June meeting.  Please, any
feedback from club members would be appreciated.  Thanks.
 
Dom
 
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